RegReview / Real Estate & Mortgage
RegReview for Mortgage Lenders, Brokers & NMLS-Licensed Firms
AI compliance operating system for TRID, RESPA, TILA, and fair lending across 50 states.
Where Real Estate & Mortgage compliance breaks down
50-state NMLS license upkeep
Company + branch + MLO license renewals, bond updates, and MU1/MU2/MU4 amendments in every state you touch.
TRID & RESPA disclosure errors
Loan Estimate/Closing Disclosure timing violations trigger cure obligations and CFPB scrutiny.
Fair lending & HMDA data
Manual HMDA LAR assembly, adverse action tracking, and disparity monitoring.
MLO CE tracking
8-hour annual CE for every MLO across every state they're licensed in.
How RegReview solves it
Smart Calendar
Every state NMLS renewal (Nov 1–Dec 31), MU1 amendments, HMDA LAR (Mar 1), and bond renewals.
AI Compliance Scanner
Enter your NMLS number—AI identifies every state you're licensed in and generates renewal + reporting deadlines.
Books & Records
TRID disclosure files, adverse action notices, and appraisal records retained per Reg B/Reg Z (25 months–5 years).
Marketing Review
Rate ads, APR disclosures, and social posts checked against Reg Z advertising rules and state UDAP.
Questionnaires
Annual MLO attestations, background updates, and vendor/appraiser due diligence.
Audit Prep
CFPB or state DFI exam packets pulled from stored loan files, HMDA data, and complaint logs.
NMLS Licensing module
Company (MU1), branch (MU3), and loan originator (MU4) registry, state license grid with numbers and expirations, renewal season readiness, SAFE Act CE, and surety bond tracking by state.
FAQ
Does RegReview file HMDA or NMLS renewals for me?
No—it tracks deadlines, stores supporting evidence, and generates the workpapers your team submits to NMLS or the FFIEC HMDA platform.
Can I track branch and MLO licenses separately?
Yes. Every company, branch, and individual MLO license is tracked with its own renewal, CE, and bond schedule.
What about Loan Officer Compensation Rule?
Store comp plans, run annual attestations, and archive the required Reg Z §1026.36(d) documentation.
How much does NMLS license tracking cost?
The NMLS Licensing module is $49/month. It is included with the RegReview Mortgage and Real Estate versions and free on Enterprise plans.
When is the NMLS renewal season?
NMLS renewal runs November 1 through December 31 each year for company, branch, and loan originator licenses. RegReview shows renewal readiness by state and entity across that window, with status tracked as not started, submitted, approved, or deficient.
Does it track SAFE Act continuing education and surety bonds?
Yes. SAFE Act CE is tracked per originator — the federal 8-hour requirement plus any state-specific hours — and surety bond amounts and expiration dates are tracked per state license, so an underfunded bond or a CE shortfall surfaces before renewal closes.
What do examiners get?
A CSV export of the full licensing roster — entities, state licenses and numbers, expirations, renewal status, CE completion, and bonds — plus the Mortgage Call Report quarterly deadline reference.
See RegReview for Real Estate & Mortgage in action
14-day free trial. No credit card required.